Long-Term Care insurance policies, Whole Life Insurance
policies with a Critical Care rider and other insurance
products are available to help defray the costs of
Long-Term Care. Long-term Care insurance covers care
generally not covered by health insurance, Medicare, or
Medicaid. Long-term care insurance generally covers home
health care, assisted living, respite care, hospice care,
nursing home, and Alzheimer's communities. If you have an
existing insurance policy in place, we can help review
your insurance benefit coverage to make sure it will
properly cover your Long-Term Care benefit needs.
If you do not have a insurance in place to help pay for
your Long-Term Care needs, at Golden Family Guidance we
are licensed life and health insurance agents and we will
work with you to review the insurance options that are
available and help you choose the right insurance product
to meet your Long-Term Care needs. As with any insurance
policy, Long-Term Care and Whole-Life insurance policies
need to be in place before it is needed.
